A Well Established and Trusted Insurance Company in Central New York

Since 1878 Sauquoit Valley Insurance has provided affordable farm, homeowners, and landlords insurance with a hands-on, personal touch.

If you own a farm or hobby farm, we can help you protect it with our special Farmowners insurance program. And we write scheduled Inland Marine policies for your Farm Machinery and Livestock. We’ve been insuring farmers in Central NY for over 130 years. We started as a co-op back in 1878 to provide affordable protection for farms in the Sauquoit Valley.

Now we’ll look at operations anywhere in Oneida, Herkimer, Madison, Otsego, and Chenango Counties. We can also insure your home or rental property. We carefully assess your property and liability exposures to get you the right coverages at the right price. Since most of our clients live and work in Central New York, it’s easy for us to visit you personally. Our president, Scott Jeffers, oversees all of our claims, which are all handled at a local level. In case of emergency, he urges you to feel free to call anytime. We make ourselves available to you 24/7.

At Sauquoit Valley Insurance Co. your agent is a direct representative of your company. When you call, you will get an immediate response from one of our experienced representatives to answer your questions. This personal touch assures you faster policy changes, updates, and claims service.

Farmowners Insurance

Our Farmowners policy includes protection from loss to your farm residence, scheduled farm personal property (including livestock), barns, and structures along with your personal and farm liability.

Homeowners Insurance

Our homeowners insurance covers your personal possessions on premises or off, subject to possible limitations. And in case of a lawsuit against you or any insured, you’ll have personal liability protection.

Inland Marine

Our Inland Marine policy covers Mobile Machinery listed on the Schedule of Farm Personal Property. We cover against all risks of direct physical loss or damage from any external cause except for listed exclusions.

Seasonal Homeowners

We offer a Seasonal Homeowners Insurance policy for people who own second homes. A big advantage with Sauquoit Valley Insurance Co. is that we do not demand the insurance on your primary residence to write your seasonal home.

Manufactured Home

Our Manufactured Home insurance covers your personal possessions on premises or off, subject to limitations. And in case of a lawsuit against you or any insured, you’ll have personal liability protection.

Landlord Package

Our Landlords Package policy includes protection for your rented residence, personal property, related private structures on the premises, and your liability exposure.