Homeowners Insurance Coverages

Coverage A: Residence
Coverage B: Related Private Structures on the Premises
Coverage C: Personal Property
Coverage D: Additional Living Expense and Loss of Rent Coverage
Coverage L: Personal Liability
Coverage M: Medical Payments

Protection from Loss to Your Home and Possessions and Personal Liability from Lawsuits

A fire or windstorm can cause serious damage to your home. So can snow and ice from our rough Central New York winters. So if you suffer a loss to your home, we want to make sure you get back to normal as fast as possible. That’s why Scott Jeffers oversees all claims, which are all handled at a local level.

And we may be able to save you money on your premium. That’s because you can protect your home with our Actual Cash Value policy. You won’t pay extra dollars for insurance you don’t need. We’ll insure your home at a value that is agreeable to both you and the company.

Our homeowners insurance also covers your personal possessions on premises or off, subject to possible limitations. And in case of a lawsuit against you or any insured, you’ll have personal liability protection.

Call us anytime to discuss your homeowners insurance and see if we can save you money today. See below a brief explanation of the coverages in a Homeowners Insurance policy by Sauquoit Valley Insurance.

Start Your Insurance Quote Online

This is not a complete list of policy coverages. Consult the policy for all coverages, exclusions, and provisions.